Peer-to-peer overview
Domestic Monero is peer-to-peer trading in Telegram. You browse, filter, and accept offers, or post your own. Makers set a rate; takers accept. There is no exchange-account signup and no user-to-user chat.
The Mini App never calls this an “order book.” Terms use “central limit order book exchange” only as something the Service is not.
Payment assets: BTC,
LTC,
ETH,
SOL, and
USDT (ERC-20 on Ethereum mainnet). Confirmation counts and payment timeouts vary by asset — see Payment proof and confirmations. The trade screen shows live deadlines.



What you do
- Post or browse offers — BUY or SELL, asset, XMR amount, rate (asset per 1 XMR, within ±20% of market).
- Get matched — tap Accept Offer, or enable auto-match on Profile. Auto-match is off by default. When both makers opt in, complementary BUY/SELL offers on the same asset can match automatically every five minutes (Landing copy).
- Complete the trade — Role Seller stakes XMR; buyer sends payment on-chain and submits the TX hash; the app waits for that asset’s confirmations.
- Settle — buyer claims XMR with their trade share; seller reclaims on cancel with theirs. 2-of-3 multisig: no single party — including the platform — moves funds alone. Public framing: non-custodial in that trade-share sense — not chat escrow.
Stage chips and Cancel rules: Your first trade. Settlement words: 2-of-3 multisig.
What the platform does not do
- No user-to-user chat, and no third-party “support” accounts
- Not a licensed exchange, broker, or financial advisor
- No guarantee of matching or counterparty performance
- Not chat “escrow admin” custody
- No Lightning, MWEB, L2, TRC-20/BEP-20, or SPL-token payments
- No fiat markets
Compared with Haveno
Haveno is living open-source software, so a compare table is useful. This is not a claim that one workflow is universally better. Features change — verify in each app before you trade. Not financial advice.
| Domestic Monero | Haveno | |
|---|---|---|
| Access | Telegram Mini App — open the official bot | Desktop client over Tor |
| Settlement | 2-of-3 multisig — same principle, faster on Telegram | 2-of-3 multisig |
| KYC | None (public compare table) | None |
| Pairs | BTC, LTC, ETH, SOL, USDT (ERC-20) ↔ XMR | XMR ↔ BTC, fiat, and other Haveno markets |
| Matching | Accept an offer, plus optional auto-match | Offer model in the desktop UI |
| Identity layer | Telegram session; optional PGP for notifications | Tor-native trade protocol |
KYC-free P2P is not a legal exemption and is not “fully anonymous.” See FAQ and the published Terms.
Last updated: 21 September 2026 (confirmations: per-asset table on Payment proof).
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